If you are struggling to keep up with your monthly credit card payments or have high interest rates, a Debt Management Plan (DMP) with BudgetCare.org can help. We consolidate all of your unsecured debt into a single monthly payment. We have pre-negotiate rates with the creditors to improve repayment terms; such as lower interest rates and waived late/over-limit fees which can save you significantly each month.
Our Debt Management Plan is offered in most states and contains comprehensive
debt counseling from Certified Credit Counselors, superior customer
service, and reliable technical proficiency. When you successfully
complete our plan, you will have paid off all of the unsecured debts
enrolled in the plan, and be equipped with the necessary knowledge
to independently manage your finances.
How it works
Months Making Minimum Payments
|Credit Card Balance of $15,000 at 16% Compound Interest
Rate After Making Minimum Payments
|Credit Card Balance of $15,000 with DMP at
0-12% Interest Rate With Similar or Lower Minimum Payments
|24 Months||$14,400||$ 8,000|
|36 Months||$14,100||$ 4,000|
|48 Months||$13,800||$0 - No Debt|
|Result||20 years left to pay with your current situation||Debt Free with an improved credit score!|
All figures are approximate and rounded to the nearest dollar
Convert your high compound interest rate to a lower fixed rate!
Pay fewer bills by consolidating your unsecured debt into one low monthly payment!
Payoff your debt faster with low fixed interest rates and payments!